# How Am I Looking?

> A free retirement calculator that helps you check if your savings, investments, and Social Security will last through retirement.

## About

How Am I Looking? is a browser-based retirement planning tool at [howamilooking.com](https://howamilooking.com). It generates year-by-year financial projections showing whether your nest egg will sustain your desired lifestyle through retirement. All calculations run locally in your browser — no data is sent to any server.

## Key Features

- Year-by-year retirement projections with inflation-adjusted calculations
- Three scenario analysis: pessimistic, base case, and optimistic
- Social Security benefit modeling with configurable start age (62–70)
- Partner/spouse retirement planning with independent retirement ages
- Tracks non-retirement assets, retirement accounts, and real estate
- Customizable tax rates (federal, state, brokerage), investment returns, and inflation
- Interactive nest egg chart visualization
- Export projections to CSV or Excel
- Data persists locally in your browser (localStorage)

## Who It's For

- Individuals and couples planning for retirement
- People who want a quick, free check on their retirement trajectory
- Anyone comparing retirement scenarios with different assumptions

## Limitations

- This tool provides general estimates only and is not financial advice
- Does not model Roth vs. Traditional account distinctions
- Does not calculate Required Minimum Distributions (RMDs)
- Does not account for pensions or inheritance
- Users should consult a qualified financial advisor for personalized guidance

## Links

- Website: https://howamilooking.com
- Full details for AI: https://howamilooking.com/llms-full.txt